Allstate Insurance Claims: Important Things you should know

If you have been involved in an auto accident in Ohio, the chances are that you will be dealing with on the United States largest insurer – Allstate. As you start to handle the insurance claim process, it is essential that adhere to all good practices and procedures to file your claim in time and ensure that it’s successful.

Filing a claim with Allstate

Just like other reputable insurance providers, there are different ways of filing a claim with Allstate. If you called the company immediately after the crash, the chances are that they already guided you on how to file a claim.

But if you haven’t spoken to the insurer and have the accident report (created by the police) in hand, you can still file a successful claim. You can use the company’s online claim system, call them, or even use their mobile app to file the claim. Remember, dealing with an insurance company might be a challenging task, a reason you require the services of an experienced Allstate insurance lawyer in Ohio.

If the other driver was at fault and their insurer is Allstate, then, it is up to you or your insurer to help you make a claim against the at-fault party. In such a situation, the other driver’s insurance policy can help you cover the cost of repairing your vehicle and recover the lost wages in case you were injured, and you couldn’t go to work. Also, you can be compensated for pain and suffering associated with the injuries you suffered. Lastly, you will recover all medical expenses associated with the injuries you suffered.

Sometimes, you may need to pay your deductible to your insurer until you get reimbursed for it by the other party’s insurer. However, it is recommended to stay on top of this issue to ensure that you’re being represented fairly by your insurer. In case your insurer cannot recover the cost of your deductible, you can do it your own.

More tips

  • If you have been involved in an accident, seek medical help even if you don’t feel pain. Some injuries might take time to show up, but a medical expert can notice the possibility of such injuries.
  • Ensure you get a copy of the police report associated with the incident even if it was a mere fender bender.
  • Inform your insurer that you have been involved in an auto crash immediately, regardless of how minor the incident might seem.
  • Never sign any document, particularly legal-related paperwork unless you understand what’s included in the documents, you are required to sign by the police or other authorized law enforcement agencies.
  • Make short notes detailing what happened immediately before, during, and after the accident. It is also recommended to take photographs (when possible). These are very crucial pieces of evidence.
  • Avoid giving opinions regarding the case of the crash or your own thoughts about the incident to anyone else except your lawyer.

Building a strong case and filing a personal injury claim in time is challenging especially for someone who has no knowledge about the personal injury law. Fortunately, your attorney can help.